Westpac Qantas Black

Westpac Qantas Black

Interested in the Westpac Qantas Black? Miles Logistic brought this content with some details of this card.

The Westpac Qantas Black credit card is designed to cater to the travel needs of frequent flyers. As a premium credit card, it offers a range of benefits such as complimentary travel insurance, concierge service, and access to exclusive airport lounges. Moreover, the card also provides an impressive earning rate for Qantas Frequent Flyer points on eligible purchases.

One of the significant advantages of this credit card is its high earning rate for Qantas points on overseas transactions. Cardholders can earn up to 2 Qantas points per dollar spent overseas and 1.5 points per dollar spent in Australia on eligible purchases. Additionally, customers receive bonus sign-up points when they apply for and activate their cards within the specified timeframe.

Overall, the Westpac Qantas Black credit card is an excellent option for individuals who frequently travel domestically or internationally and want to earn rewards while doing so. With its plethora of benefits and rewards program in partnership with Qantas Frequent Flyer program, it’s no wonder why many travelers prefer this premium credit card over others in the market today.

Benefits of Westpac Qantas Black

The Westpac Qantas Black credit card is a popular choice among frequent flyers and travel enthusiasts. This premium card comes with a range of benefits which are designed to enhance the overall travel experience of its users. For starters, the card offers complimentary Qantas Frequent Flyer membership, which allows users to earn points on their everyday spending that can be redeemed for flights, upgrades and other rewards.

In addition to this, the Westpac Qantas Black also comes with complimentary airport lounge access at selected domestic and international airports. This means that users can relax in comfort before their flight and enjoy refreshments, Wi-Fi access and other amenities while they wait. The card also offers exclusive discounts on hotel bookings through partner programs such as American Express Fine Hotels & Resorts.

Another key benefit of the Westpac Qantas Black is purchase protection insurance, which covers eligible purchases against loss or damage for up to 90 days after purchase. Users can also benefit from extended warranty insurance, which doubles the manufacturer’s warranty on eligible items purchased using the card for up to 12 months. Overall, these features make the Westpac Qantas Black an attractive option for those who value convenience, luxury and peace of mind when travelling.

Eligibility Requirements

To be eligible for the Westpac Qantas Black credit card, applicants must meet certain requirements. Firstly, they must be at least 18 years old and a permanent resident or citizen of Australia. Secondly, they should have a good credit history without any defaults or bankruptcies in the past five years.

In addition to these basic requirements, applicants must also meet specific income criteria. For instance, they should have a minimum annual income of $75,000 for individuals and $120,000 for households. They may also need to provide proof of employment and income such as payslips or tax returns.

It’s worth noting that meeting the eligibility requirements doesn’t guarantee approval for the Westpac Qantas Black credit card. The bank will still assess each application based on several factors including credit score, debt-to-income ratio, and overall financial stability. Therefore, it’s important to carefully review your finances before applying and ensure you meet all the eligibility criteria to increase your chances of approval.

How to Apply for Westpac Qantas Black

If you are interested in applying for the Westpac Qantas Black credit card, there are a few steps that you need to follow. Firstly, ensure that you meet the eligibility criteria, which includes being an Australian citizen or permanent resident, earning at least $75,000 per year and having a good credit history. Secondly, gather all the necessary documentation required for the application process such as identification documents, proof of income and expenses.

Once you have met these requirements and gathered your documentation, you can apply online through the Westpac website or by visiting a branch in person. The application process is straightforward and should take around 10-15 minutes to complete. You will need to provide personal information such as your name, address and contact details as well as financial information such as income and expenses.

After submitting your application, it typically takes between 5-10 business days to receive a response from Westpac regarding approval of your credit card. If approved, your new Westpac Qantas Black card will be sent to you in the mail along with instructions on activating it. Overall, applying for a Westpac Qantas Black credit card is easy if you meet the eligibility criteria and have all necessary documentation ready to go.

What You Get with the Card

The Westpac Qantas Black card is a premium rewards credit card that offers numerous benefits to its users. Cardholders can earn Qantas frequent flyer points on every purchase they make using their card. The points can then be redeemed for flights, upgrades, hotel stays, car rentals and other travel-related expenses.

In addition to earning points, the Westpac Qantas Black card also comes with complimentary travel insurance. This includes coverage for medical emergencies and trip cancellations or interruptions. Cardholders are also eligible for various perks such as access to airport lounges across the world.

Another feature of this card is the ability to earn bonus points through partner programs such as Qantas epiQure and Airbnb. Users also get a discounted annual fee in their first year of ownership which may encourage them to apply for it even more.

Overall, the Westpac Qantas Black card offers an array of benefits making it an ideal choice for those who frequently travel or aspire towards travelling often.

Rewards Program

Westpac Qantas Black offers an attractive rewards program to its members. This program is designed to provide various benefits and earn Qantas points on every dollar spent using the card. The program allows users to redeem these points for flight tickets, upgrades, hotel stays, car rentals, and other travel-related expenses.

Members of Westpac Qantas Black Rewards Program can earn up to 1.5 Qantas Points per dollar on eligible purchases. Additionally, they receive complimentary access to the Qantas Club Lounge twice every year, discounted rates on flights and hotels booked through the program’s partners, and exclusive perks such as priority check-in and boarding.

The Westpac Qantas Black Card also offers a variety of insurance covers such as transit accident insurance, overseas travel insurance, interstate flight inconvenience insurance and rental vehicle excess in Australia cover at no additional cost to members. Overall this rewards program is highly beneficial for frequent travelers looking for value-added services that can help them save money while traveling in style.


In conclusion, the Westpac Qantas Black credit card offers a multitude of benefits for frequent travelers. With its lucrative sign-up bonus and generous rewards program, cardholders can earn points faster and redeem them for flights, hotel stays, and other travel-related expenses. Additionally, the complimentary travel insurance coverage and access to exclusive airport lounges provide added convenience and luxury.

However, it’s important to note that this card comes with a high annual fee and interest rate. It may not be suitable for those who cannot afford to pay off their balance in full each month or do not frequently travel with Qantas or its partners. Therefore, it’s crucial to assess your financial situation and determine if the Westpac Qantas Black is right for you before applying.

Overall, if you’re a frequent traveler looking for an easy way to earn points towards flights and enjoy extra perks while on the go, the Westpac Qantas Black could be an excellent choice. Just make sure to weigh up all the costs and benefits before making your decision.

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